Is it time you refinanced your loan?

Have had your loan for a number of years? It’s likely you’ve changed but your home loan rate hasn’t. It’s important to keep a constant tab on your loan by reviewing it every 1-2 years ensuring you’re on the best deal.

Dot will provide comprehensive reviews on a 6-month basis to make sure you’re getting the best value and the loan itself is still helping you achieve your financial goals.

Refinancing your loan may be a better option when we conduct your review as this will give you the freedom and flexibility to choose what works best for you.

Refinancing your loan may involve:
  • Consolidation of debts – personal, car loan and credit card to keep all of these facilities manageable with one repayment.
  • You may be coming to the end of your fixed rate, and would like to explore options to potentially save on the interest rate.
  • Unlocking the equity in your home to explore a number of opportunities, whether it may be investment or personal.
  • Interest rate saving – Both for owner occupiers and investors. With the market being so dynamic, Dot keeps things simple by offering you the market leading rates and efficiency along the way.


We will guide you through the process of refinancing your loan to make the most of your loan and current situation.

Meet Your Team
With decades of industry experience, our team led by Loui Daoud understand the journey of buying your first home, refinancing your property or getting expert advice about your investment portfolio.
Our belief and core focus is on building long-term relationships with our clients, by providing the best value and results that speak for themselves.
It's never a one-time exchange, it's about longevity, service and results.
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